Folks, I can see where you want to go with Alby Hub and that seems a good and and interesting solution.

But market needs more hosted and easy to use solutions, where most users don't have to deal with Nodes, Channels and don't worry about having their funds under someone's custody.

I understand the reasoning for willing to give people sovereignty of their funds, but before that comes mass adoption and that requires ease of usage. People just want to open an account, deposit some BTC and use it to pay stuff on the day by day. Nothing else.
In general people will/should not leave high amounts on a shared solution like this, but rather what they may used in short time.

I also understand offering a shared wallet solution does come with costs and Alby can recovery them not only with channel fees, but also with small fees on deposits made via Bitcoin mainnet to fund their wallet.
This is good for merchants as well to be able to withdraw to BTC mainnet wallet addresses after they have received a fair amount of sats.

After that is done, then you can have optionally to those more advanced to connect their nodes, if they have and wish to.
But more importantly is that adoption will not come before wish for sovereignty.

Facilitate adoption and find the right balance to cover the hosted costs and offer market a proper Lightning wallet solution, easy to use on both Desktop and Mobile devices.

With Taproot Assets and stablecoins coming to Lightning Network it will help to push for further adoption of Lightning Network usage.